The Payroll Strategy That Changes
Everything
Send your employees home with up to $200 more every month — while your business saves $600 per employee, per year.
IRS-Compliant · Zero Out-of-Pocket · Always Net Positive
Recognized. Proven. Trusted.
This strategy has been featured in leading payroll & tax publications for its unique design, IRS-compliance, and measurable impact. It’s been adopted by some of the fastest-growing companies in America.

Why it Works
1. Employees Win
A pre-tax & reimbursement design reduces taxable wages, creating up to $200/month in net employee savings.
💡 Employees can apply this for take-home pay, benefits, or both.
2. Employers Win
Lower taxable wages mean lower FICA match obligations.
💡 That’s ~$600 in savings per employee, per year
3. Everyone Wins
No disruption to current benefits or providers.
Fully remote implementation
Retention Boost: Employees feel real raises, without raising pay rates.

Satisfaction Spike: Happier employees, less stress, more loyalty.

Recruiting Edge: A benefit that competitors simply can’t match.

100 Business Case
Employees collectively save: up to $240,000 annually.
Employer saves: ~$60,000 annually in FICA.
Result: $300,000+ in total annual savings.
✅ Zero out-of-pocket cost
✅ Fully IRS-compliant
✅ Seamlessly layered on top of your existing payroll & benefit stack
FAQs
Do we have to change our benefit plans?
No. The strategy integrates seamlessly with everything you already have in place.
Is this some kind of loophole?
No. This is a codified, compliant tax benefit — not a temporary relief program or gray area.
How quickly will we see results?
Most companies see measurable savings within 30–60 days of implementation.
What does it cost?
Implementation is net-positive from day one. Any fees are directly tied to realized savings.
Does this affect employee paychecks or W-2s?
Yes — in a positive way. Employees see higher take-home pay without impacting gross wages or reported income for tax purposes.
Can small businesses use this strategy?
Yes. Whether you have 10 employees or 1,000, the design scales and adapts to your payroll system.
Will it disrupt payroll or HR operations?
Not at all. Setup is fully remote, and it layers onto your existing payroll & benefit stack without replacing providers.
Is it really IRS-compliant?
Yes. The structure is based on established sections of the tax code, supported by over 40 years of payroll and banking expertise.


